International Journal of Technology and Applied Science

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Economic Empowerment, Migration and Financial Inclusion of Muslim Women In Begusarai District

Author(s) Nazia Rahman
Country India
Abstract Muslim women in Begusarai district, Bihar, encounter significant barriers to economic empowerment amid high male out-migration, low workforce participation, and limited financial inclusion. With Muslims forming about 13.71% of the district’s population (Census 2011), their households exhibit patterns of poverty, landlessness (around 71% in rural Bihar Muslims), and reliance on remittances. Female workforce participation among Muslims in Bihar remains very low (approximately 9-16% in rural areas), often confined to unpaid family labour or informal home-based work. Migration of male members (63 per 100 rural Muslim households in Bihar) creates de facto female-headed households but provides remittances that supplement income while increasing women’s household responsibilities. Financial inclusion through schemes like JEEViKA self-help groups (SHGs) shows potential for upliftment, yet Muslim women’s access remains uneven due to socio-cultural norms, low literacy, and exclusion from formal banking. Drawing on secondary data from the Sachar Committee, Bihar Minorities Commission surveys, NFHS-5, and district-level studies, this paper analyses these interlinked issues and recommends targeted interventions such as enhanced SHG inclusion, skill training, and remittance-linked financial products to foster sustainable economic empowerment.
Keywords Economic empowerment, Male migration, Remittances and Financial inclusion etc.
Published In Volume 13, Issue 1, January 2022
Published On 2022-01-07
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Crossref DOI prefix of IJTAS is 10.71097/IJTAS

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